Medicare Supplements along with Medicare part A, B, & D are some of the best health care plans available in America.  If you are used to the best health care plan while you were working then these supplement plans are for you.  Are you used to no co-pays, no coinsurance, no deductibles?  In most cases these days this level of coverage is not even available in the open or employer group market. Now, however, you can have these plans as you turn 65 and subsequent years.  The special circumstances that you must be aware of is that you are guaranteed, for a short window of time, to be able to  buy these programs without having to actually qualify medically.  No pre-existing questions of any kind are required to be answered in this open enrollment period.  You would expect to pay $300, $400, or $500 per month to receive this kind of coverage however they are much more affordable.  As you face the fact that a fixed income status is approaching, would it make sense for you to fix your expenses and not be surprised by unexpected and unreasonable health care costs.  Have you thought about protecting your assets from possible attachments from unpaid medical or healthcare costs?  How long and hard have you worked to accumulate those assets and how would an unexpected five-thousand-dollar health care bill effect your ability to pay your other bills?  What is more important as you turn 65, with your 70’s and 80’s fast approaching, than your health and your ability to have choices in how, when, where, and with whom you receive your health care?